Financial Tips - Jatan Bachat Samuha

Build an emergency fund that covers 3-6 months of expenses to protect yourself from unexpected financial challenges.

Create a monthly budget using the 50/30/20 rule: 50% for needs, 30% for wants, and 20% for savings.

Make saving a habit by setting up automatic transfers to your savings account every month.

Pay off credit card debt and avoid high-interest loans that can trap you in a cycle of debt.

Continuously improve your financial literacy through books, courses, and workshops.

Start saving for retirement early to take advantage of compound interest over time.

Consider multiple income streams to reduce financial risk and increase earning potential.

Monitor your expenses regularly to identify areas where you can cut costs and save more.